Personal Finance Tracker - Budget & Net Worth Spreadsheet

Take control of your money in minutes - not hours.

The AF Labs Personal Finance Tracker turns your daily transactions into an automatic dashboard: income, spending, savings rate, budget vs actual, 12-month cash flow, and net worth.

WHAT YOU GET

• BLANK spreadsheet - your clean copy, ready to use
• SAMPLE spreadsheet - pre-filled with 6 months of demo data to explore
• Quick-Start Guide (PDF) - set up in 2 minutes
• README + simple license

FEATURES

• Automatic dashboard: pick a month, every KPI and chart updates
• 5 KPI cards: Income, Spending, Net Saved, Savings Rate, Net Worth
• 3 charts: Spending by Category, Budget vs Actual, 12-Month Cash Flow
• 15 customizable categories with dropdown entry
• Budget tab with overspend highlighting
• Net worth tracker (assets and liabilities by month)
• Handles 1,500+ transactions per year
• No macros, no add-ins, no subscriptions - just clean formulas

WORKS WITH

Microsoft Excel 2016+ (Windows and Mac), Google Sheets, LibreOffice Calc

HOW IT WORKS

1. Log income and expenses on the Transactions tab (category dropdowns)
2. Set monthly budgets per category
3. Open the Dashboard and pick a month - done

SUPPORT

Questions or feature requests: xxAFLabsxx@gmail.com - we answer within 48 hours. License: personal use.